It appears like you had been misusing this aspect by going also speedy. You’ve been temporarily blocked from applying it. 房貸利率申請條件，除了申請人的信用評等以外還包含不動產鑑價。信用評等是關於個人信用、工作收入、負債比延遲繳款等；不動產鑑價則涉及房地的區位條件、市價坪定、屋況等，若屬小宅、位處都市計畫區、周圍有嫌惡設施等，就未必能拿到較好的貸款條件。 But Lizzo has larger ambitions... https://medium.com/@liantong/%E4%BD%A0%E8%A9%B2%E9%81%B8%E5%8E%9F%E5%BB%A0%E8%B2%B8%E9%82%84%E6%98%AF%E8%81%AF%E9%80%9A%E8%B2%B8-%E4%B8%89%E5%88%86%E9%90%98%E7%9C%8B%E6%87%82%E6%A9%9F%E8%BB%8A%E8%B2%B8%E6%AC%BE%E9%80%9A%E8%B7%AF%E5%A4%A7%E6%AF%94%E6%8B%BC-61923c725d90