Stay ahead with the 2026 IRMAA brackets and understand how they impact your Medicare Part B and D premiums. Federal Pension provides expert guidance for federal retirees to plan income, optimize benefits, and minimize unexpected healthcare costs. Learn how to make informed financial decisions for a secure and well-prepared retirement. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge